Home Purchase Loans and Refinance Loans in Chula Vista, California

Welcome to the official site of Premium Mortgage. We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 91911, 91910, 91913, 91915, 92173, 92110, 92154, 92108, 92117 etc. we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Commercial

What makes Premium Mortgage unique is that we offer the following niche programs as well: Down Payment Assistance for all borrowers.

Call us for a complimentary loan consultation to find out what programs may best fit your financial circumstances and goals. We are experienced in FHA, VA, and conventional home loans. Located in the City of Chula Vista we serve all San Diego County. Lowest interest rates and no hidden costs.

Contact Premium Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.