If you work with our real estate specialist to buy and/or sell a home, after closing you will receive a Premium Hero Rebate check for 0.7% of the home purchase price (average saving is $5,750), or $700 on every $100,000 of the purchase price. This is money back to purchase what you need for your new location!
At Premium Mortgage, we specialize in helping individuals and families achieve their real estate and financial goals with confidence. Based in San Diego and backed by over 20 years of experience in residential lending and real estate, we offer tailored solutions and personalized service from start to finish.
Results We've Achieved for Some of Our Clients
Start with a quick and simple online application—no cost, no obligation.
Submit your supporting documents through our secure, encrypted portal.
Receive a customized pre-approval so you can shop with confidence.
Team up with a trusted expert and save an average of $5,750 or more through your rebate.
We’ve partnered with some of the nation’s top wholesale mortgage bankers to offer a wide variety of loan options tailored to your needs.
As an approved lender with the San Diego Housing Commission, we provide full access to all local down payment assistance programs
Be the first to know about our upcoming Home Buyer Seminars designed to help you find "the one" (your dream home, of course!).
We’ll cover everything from the difference between pre-qualification and pre-approval, to how a strong pre-approval letter can help you stand out, negotiate with confidence, and present winning offers. Learn how to improve your buying power and secure the best financing terms plus so much more.
No spam. No pressure. No awkward follow ups just solid advice and helpful info, straight to your inbox.
Discover three easy ways to qualify for the Premium Heroes Rebate Program—check out our brochure today!
We’ll chat about the Premium Heroes Rebate Program, answer your questions about home buying or financing, and see if you meet the basic requirements to qualify. No pressure, no cost—just a chance to see if we’re a great fit to help you reach your home goals.
It’s a program that provides significant savings to eligible heroes when buying, selling, or refinancing a home—often in the form of reduced fees, lender credits, and rebates after closing.
Most heroes save $5,000 or more in agent rebates, depending on the purchase price and services used.
No, the program is available whether it's your first home or your fifth.
Yes! The program can be used with most traditional loan programs.
Yes, credit requirements vary by loan program. We’ll help you explore options, including those designed for less-than-perfect credit.
Schedule a free strategy session to explore your options and get pre-approved.
Yes. If you receive overtime or hazard pay consistently, it can often be counted toward your qualifying income.
No. Qualification is based on your profession, not your department’s affiliation. Law Enforcement
Yes, if the income is documented and consistent, it can be considered.
Yes. You can absolutely combine your VA loan benefits with the Homes for Heroes savings.
We work with military families nationwide and can coordinate remote consultations, document signing, and closings.
Yes. Surviving spouses and veterans who have served honorably are eligible.
Yes. We’re used to working with healthcare schedules and offer virtual meetings and flexible availability.
Yes. Many states offer grants or down payment assistance specifically for teachers, and we’ll help you explore all available options.